Welcome to Zaffre Capital. By accessing or using our website, services, or materials, you agree to be bound by these Terms and Conditions (“Terms”). Please read them carefully before using our services.

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1. General Terms

These Terms govern your use of Zaffre Capital’s website, products, and services. By engaging with us, you confirm that you are legally capable of entering into binding agreements and that you will comply with all applicable laws and regulations.

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2. Services Provided

Zaffre Capital offers investment-related services, publications, and resources designed for informational and professional purposes. We reserve the right to update, modify, or discontinue any service at our discretion without prior notice.

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3. Use of the Website

You agree to use our website only for lawful purposes and in a manner that does not infringe upon the rights of others. Prohibited activities include:

• Uploading malicious code or content.

• Attempting unauthorized access to our systems.

• Engaging in fraudulent, misleading, or harmful conduct.

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4. Account Registration

Some services may require you to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. Zaffre Capital is not liable for any loss resulting from unauthorized use of your account.

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5. Intellectual Property

All content, designs, graphics, trademarks, and other materials on the Zaffre Capital website are owned by or licensed to us. You may not reproduce, distribute, or modify any material without our written consent.

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6. Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy. We collect, store, and process personal data in accordance with applicable data protection laws.

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7. Payment Terms

If you purchase any service or publication from Zaffre Capital, payment must be made in accordance with the agreed terms. All fees are non-refundable unless otherwise stated in writing.

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8. Limitation of Liability

To the fullest extent permitted by law, Zaffre Capital will not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services, even if we have been advised of the possibility of such damages.

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9. Indemnification

You agree to indemnify and hold Zaffre Capital, its affiliates, employees, and partners harmless from any claims, liabilities, damages, losses, or expenses arising out of your breach of these Terms or misuse of our services.

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10. Termination

We reserve the right to suspend or terminate your access to our website and services if you violate these Terms or engage in unlawful or harmful behavior.

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11. Governing Law

These Terms are governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law principles.

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12. Dispute Resolution

Any disputes arising under these Terms will be resolved through good-faith negotiations. If unresolved, disputes shall be subject to binding arbitration or the exclusive jurisdiction of the court.